Insurance, the govenment is bailing out those uninsured! So why bother having it.?

I totally agree with you. I work full time, so 1 week every 4 i work my money goes to the people who cant be ar**d to pay for insurance.

Its a joke! They should make it a condition when buying a property that you have contents insurance as well as buildings.

I agree with pensioners and all that as well.

xx

Insurance companies will cover the cost of the damage , for those that have insurance

As for those that do not have insurance , we the tax payer are expected to pay , as you said what a joke , why should we

My local Council ( Bedford ) conspired with my ex landlord , his agent and others to Rob me of everything I owed , except what I stood in , The Govenment don't even want to know about it

So as far as I am concerned , I think if these people decided not to take out insurance then thats there look out , why should I have to pay for there mistakes , when no one even wants to help me , Why is it because I'm English

some people were insured just not against flood damage as many insurance companies don't offer this (especially if you live in an area prone to flooding or some bloody idiot company built your house on a flood plain!!) You can sometimes get this kind of insurance but at a sky high, unrealistic price which is why the government are having to bail so many out. Maybe they should review insurance instead?

Its not just about replacing belongings, have you seen the structural damage? I think belongings are the last thing on many people's minds!

Has it occured to you that some of this housing is social housing for people who cannot afford to buy? Some people have been negligent in not being insured but there are people who genuinely need help. We are not always made aware when houses are built on flood plains so how would we know? It shouldn't be allowed, it is not down to buyers to stop this trend but developers and local councils!

I think you are being very mean spririted.

Because the government doesn't bail out individuals when their house burns down without insurance. Just when a major event occurs.

I think it's OK to provide them with essentials such as fresh water, food, clothing and temporary accommodation, but if someone isn't insured they shouldn't have their luxury items (eg TVs, DVDs etc) replaced.

WHAT IF YOU DIDNT HAVE INSURANCE?AND SOMETHING LIKE THAT HAPPENS TO YOU WOULD YOU COMPLAIN THEN ?. EVERYBOBY NEEDS HELP AT SOME POINT.I THINK YOU WOULD BE THANKING GOD FOR THESES FUNDS IN PLACE TO HELP POORER PEOPLE. ENYWAY YOUR RANTING ABOUT TAX HOW YOU THE HARD WORKER PAYS FOR IT BUT LET ME TELL U SOMETHING WE ALL PAY TAX WHEN YOU BUY A PACKET OF FAGS, FUEL FOR YOUR CAR EG. SO BEFORE YOU SHUT OUT ABOUT THIS SORT OF THING DO YOUR HOMEWORK.A FEW YEARS AGO MY UNCLE DIED AT 42 SUDDENLY IN A CAR ACCIDENT HE WAS SELF EMPLOYED AND DIDNT HAVE LIFE INSURANCE HE LEFTBEHIND 4 DAUGHTERS OF 3YRS TO 25YRS NOW THERS WAS ALL THESE COSTS LIKE WEDDING, CARS , UNI FEES ,EG HE WOULD NEVER BE THERE TO HELP THEM WITH AND MY DAD ISNT RICH .BUT KNOW HIS BROTHER WOULD HAVE SEEN US RIGHT HAD THE BOOT BEEN ON THE OTHER FEET.THE GOVERMENT HAS A DEATH FUND IN PLACE TO HELP WITH THIS SORT OF THING AND ALL MY COUSINS RECEIVED ALUMP SOME OF MONEY TO HELP THEM THOSE UNDER 18 HAVE TO WAIT FOR IT.BUT ITS A BIG HELP AND WORRY OFF MY DADS SHOULDERS