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Lv 5
? asked in Business & FinanceCredit · 9 years ago

Getting a credit card at 16?

Hi, so i'm 16 and am looking extremely hard for a full time job. I was wondering if i can have a credit card at 16 in the UK because debit cards are so annoying as you have to get the money out at a cash point before hand, or is there some sort of debit card that can be used in store? I wouldn't even spend more than is on there anyway but i'd like an account like paypal or something so i can buy Christmas presents online with my card details and also buy things in store by paying straight from the card. Thanks in advance!

4 Answers

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  • Anonymous
    9 years ago
    Favourite answer

    Oh my goodness, you're telling me you didn't know debit cards could be used in store? ALL debit cards can be used in store! I don't even bother with a credit card because debit is less complicated (no need to sign for everything). But the law in the UK is that you have to be 18 to get a credit card.

  • 9 years ago

    paypal only allows minors with a parential verified account period. No real CC till 18 by law and debit cards work fine at stores millions do it daily

  • ?
    Lv 7
    9 years ago

    Ask your parents to open a checking account with you.

    With this you will get a debit check card you can use anywhere.

  • Anonymous
    9 years ago

    Here in the US you have to 21 and employed at least 12/18 months.

    Source(s): Retired bill collector 35 years
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