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Car insurance for laid-up vehicle?
The insurance on one of the cars in our household is due for renewal next week. However, the car is off the road at the moment (and declared so through a SORN) and so I am loath to incur the cost of full insurance. One was once able to get 'laid-up' insurance for cars which were not in use, but I can't find any company that will now offer this option. I want to cover the car for theft, damage by vandalism or fire, but obviously don't need third party insurance while the car is stationary on the drive. I had considered allowing the policy to lapse, but after a time I don't want to take the risk of losing my no-claims bonus.
Anyone know a company that offers laid-up insurance? Any other advice?
I should add that this is *my* car and, although I don't drive it, I do drive my partner's vehicle.
5 Answers
- Timbo is hereLv 78 years agoFavourite answer
This is not something you will find easily if at all on line. You need to talk to a broker on the phone or face to face in somewhere like Swintons on the high street.
- 7 years ago
National Farmers' Union (NFU) are one of the few who will do this. I needed to do it recently and it cost me the princely sum of £18 for the year. Highly recommended.
