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Lv 4
? asked in Business & FinanceCredit · 7 years ago

Double entry on credit file?

Hi, in the past I was stupid enough to go over my overdraft limit and I left the bank owing £2k. I'm now putting my affairs in order and I've checked my credit report. It shows that £2k has been marked on my credit file by the bank as 3 missed payments up to 2012. There is then a separate entry by a debt collection company showing that same £2k is in default. Neither debt is showing satisfied/settled.

Am I right in thinking that one of these entries needs to be removed/updated?

1 Answer

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  • ?
    Lv 6
    7 years ago

    I think you first need to pay the 2k. Then you will not have to worry about the bookkeeping.

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