In need of a car, what are my options for having a repossession on my record. I have a full time job so im thinking a buy here pay here?

Big mistake. Buy here/pay here deals are ripoffs. You will end up paying much more for the car and the interest payments may well exceed the initial cost of the car. Save, save, save. Buy a smaller, cheaper, older, less flashy, crummier car for cash. The problem is not your repossession; it's self discipline and patience. Otherwise, you'll spend the rest of your life in debt.

Such a dealer sells older overpriced high-mileage cars that frequently have problems, often expensive problems. They charge outrageous interest rates, barely legal, and put you on a strict weekly or bi-weekly payment plan. If you miss a payment, the car is typically repossessed and you lose any money you've paid. They put a GPS device on the car so that they know where to find it.

Since such dealers don't care about your credit, they also do not report your payments, which means it doesn't help build credit back.

You will pay 2-3 times what the car is worth in the end. FAR better to save up & pay cash from a private party.

Its not just the interest rate, that's only a small part of it. Its inferior cars and prices that are way jacked up.

you can still buy a car but you need down payment , i put people in new cars with down payment , but if you have a fresh repo you would have to go to buy here pay here because those lots dont report to banks

Just buy one cash. Your loaning days for cars are over. Unless it is from your Mother.

you'll be paying heaps more than a normal person because you are a known dud. Can you really afford to go into hock for a car? Will you really honor the payments? Wasting money on the latest car has keep some of my loser friends broke in crap rental properties for the last 30 years. They own nothing but drive the latest model car.

You buy it outright or if you can get a loan, you’ll be paying a really high interest rate. It might be better to just buy it than take a loan because it might end up costing you a whole lot more with the high interest rate.

Pay cash upfront. Nobody cares about the repo or bad credit if you pay the full price at the point of sale.

Save up and buy it outright. Either that or change your name and cross your fingers.

you'll pay more, try a regular car dealer first ......................................